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h3{margin:8px 0 4px;font-size:1.12rem;font-weight:600}.pipeline p{color:var(--ink-soft);margin:0}@media (width>=900px){.pipeline{grid-template-columns:repeat(4,minmax(0,1fr))}.pipeline:before,.pipeline:after{width:auto;height:10px;inset:25px 12.5% auto}.pipeline:after{background:linear-gradient(90deg,var(--copper-bright),var(--copper));transform-origin:0;transform:scaleX(var(--fill,1))}.pipeline li{text-align:center;grid-template-columns:1fr;justify-items:center;gap:14px}.pipeline h3{margin-top:4px}}.apply{background:var(--navy);color:var(--on-dark);--ring-gap:var(--navy)}.apply-grid{grid-template-areas:"head""form""aside";gap:26px;display:grid}.apply-head{grid-area:head;min-width:0}.apply-aside{grid-area:aside;gap:20px;min-width:0;display:grid}.apply-aside .checks{gap:10px;margin:0;display:grid}.apply-aside .checks li{align-items:flex-start}.apply-aside .checks .ico{margin-top:3px}.mini-quote{background:var(--navy-deep);border:1px solid 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a{color:inherit;text-underline-offset:3px;font-weight:500}.form-card{background:var(--card);min-width:0;color:var(--ink);box-shadow:var(--shadow-lift);--focus:var(--navy);--ring-gap:var(--card);border-radius:24px;grid-area:form;padding:clamp(18px,4.5vw,34px);scroll-margin-top:12px}@media (width>=960px){.apply-grid{grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr);grid-template-areas:"head form""aside form";align-items:start;gap:30px 64px}.form-card{scroll-margin-top:104px}}.progress-top{font:600 .82rem/1.2 var(--font-label);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-soft);justify-content:space-between;gap:12px;display:flex}.progress-time{color:var(--copper-ink)}.progress-track{background:var(--steel-soft);height:10px;box-shadow:inset 0 0 0 1.5px var(--line);border-radius:5px;margin-top:10px;overflow:hidden}.progress-fill{width:calc(var(--p,.14) * 100%);background:linear-gradient(90deg,var(--copper-bright),var(--copper));border-radius:5px;height:100%;transition:width .4s;display:block}.picked{color:var(--ink-soft);flex-wrap:wrap;align-items:center;gap:4px 10px;margin:14px 0 0;font-size:.9rem;display:flex}.picked strong{color:var(--ink);font-weight:500}.linkish{color:var(--steel-ink);font:500 .9rem var(--font-body);text-underline-offset:3px;cursor:pointer;background:0 0;border:0;padding:6px 2px;text-decoration:underline}.step{min-width:0}.step.enter{animation:.32s both stepIn}@keyframes stepIn{0%{opacity:.25;transform:translate(14px)}to{opacity:1;transform:none}}.q{font:700 clamp(1.22rem,3.6vw,1.5rem)/1.28 var(--font-display);color:var(--ink);margin:22px 0 4px}.q:focus{outline:none}.q-hint{color:var(--ink-soft);margin:0;font-size:.95rem}.options{gap:10px;margin-top:16px;display:grid}.opt{border:1.5px solid var(--line);background:var(--card);width:100%;min-height:62px;color:var(--ink);font:500 1.02rem/1.3 var(--font-display);text-align:left;cursor:pointer;-webkit-tap-highlight-color:transparent;border-radius:14px;grid-template-columns:22px minmax(0,1fr);align-items:center;gap:14px;padding:14px 16px;transition:border-color .15s,background-color .15s,transform .1s;display:grid}.opt:hover{border-color:var(--copper)}.opt:active{transform:scale(.995)}.opt small{font:400 .88rem/1.35 var(--font-body);color:var(--ink-soft);margin-top:3px;display:block}.opt-ring{width:22px;height:22px;box-shadow:inset 0 0 0 1.5px var(--copper);border-radius:50%;place-items:center;display:grid}.opt-ring:after{content:"";background:0 0;border-radius:50%;width:10px;height:10px;transition:background-color .15s}.opt[aria-pressed=true]{border-color:var(--navy);background:var(--paper)}.opt[aria-pressed=true] .opt-ring{box-shadow:inset 0 0 0 1.5px var(--navy)}.opt[aria-pressed=true] .opt-ring:after{background:var(--navy)}.chip-label{font:600 .82rem/1.2 var(--font-label);letter-spacing:.13em;text-transform:uppercase;color:var(--copper-ink);margin:20px 0 10px}.chip-label .optional{letter-spacing:.06em;color:var(--muted)}.chips{flex-wrap:wrap;gap:8px;display:flex}.chip{border:1.5px solid var(--line);background:var(--card);min-height:44px;color:var(--ink);font:500 .95rem/1.25 var(--font-body);text-align:left;cursor:pointer;-webkit-tap-highlight-color:transparent;border-radius:999px;align-items:center;gap:9px;padding:9px 14px;display:inline-flex}.chip:before{content:"";width:16px;height:16px;box-shadow:inset 0 0 0 1.5px var(--copper);background:50%/12px 12px no-repeat;border-radius:5px;flex:none}.chip:hover{border-color:var(--copper)}.chip[aria-pressed=true]{border-color:var(--navy);background:var(--navy);color:var(--on-dark)}.chip[aria-pressed=true]:before{box-shadow:none;background-color:var(--copper-bright);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' 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p{color:var(--on-dark-soft);margin:0}.final .btn{margin-top:10px}.footer{background:var(--card);border-top:1px solid var(--line);color:var(--ink-soft);padding-block:44px 128px;font-size:.92rem}@media (width>=900px){.footer{padding-block:52px}}.footer-grid{gap:28px;display:grid}@media (width>=760px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr;align-items:start}}.footer .logo{--logo-h:80px}.footer p{margin:0}.footer .tagline{max-width:30ch;margin-top:14px}.footer-h{font:600 .82rem/1.2 var(--font-label);letter-spacing:.15em;text-transform:uppercase;color:var(--copper-ink);margin-bottom:10px!important}.footer a{color:var(--navy);text-underline-offset:3px}.footer-links{flex-wrap:wrap;gap:8px 18px;display:flex}.footer-links button{color:var(--navy);font:inherit;text-underline-offset:3px;cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}.fineprint{border-top:1px solid var(--line);color:var(--muted);padding-top:20px;font-size:.82rem;margin-top:32px!important}.sticky-cta{z-index:60;padding:10px var(--gutter) calc(10px + env(safe-area-inset-bottom,0px));background:var(--navy-glass);border-top:1px solid var(--navy-line);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);visibility:hidden;transition:transform .3s,visibility 0s linear .3s;position:fixed;bottom:0;left:0;right:0;transform:translateY(115%)}.sticky-cta.is-visible{visibility:visible;transition:transform .3s,visibility;transform:none}.sticky-meta{text-align:center;font:600 .74rem/1 var(--font-label);letter-spacing:.14em;text-transform:uppercase;color:var(--on-dark-soft);margin-top:7px;display:block}@media (width>=900px){.sticky-cta{display:none}}.consent{left:12px;right:12px;bottom:calc(12px + 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